Property sale tax calculator
Enter the price, the stamp duty value and what you paid. See the gain, the tax, the TDS the buyer deducts and what's left to pay.
- Stamp duty value rule
- 1% TDS worked out
- Free, no sign-up
Plan before you register
The stamp duty value, the date and where the money goes all change the tax. Our experts plan it before the deal.
Questions people often ask
The buyer deducted TDS. Do I still pay tax?
The TDS counts towards your tax. Pay any balance as advance tax, or claim a refund if TDS was more.
Can I avoid the stamp duty value?
If the stamp duty value is above the market value, you can ask for a reference to a Valuation Officer when your tax is assessed.
From price to tax
Four steps.
- Sale value: your price, or the stamp duty value if it's over 110% of it.
- Gain: sale value less cost, improvements and selling costs.
- Tax: 12.5%, or 20% with indexation if lower.
- Less TDS the buyer deducts.
Last reviewed 9 October 2026. The rules in this calculator come from these official sources.
- Section 78: stamp duty value, Income-tax Act, 2025 Income Tax Department
- Section 393: TDS, including on property, Income-tax Act, 2025 Income Tax Department
- Cost Inflation Index Income Tax Department
Common questions
What if I sell below the stamp duty value?
If the stamp duty value is more than 110% of your price, it's taken as your sale price for tax (section 78, old 50C).
How much TDS does the buyer deduct?
1% of the higher of the price and the stamp duty value, if either is ₹50 lakh or more. All buyers' and sellers' shares are added up for the limit.
When is property long term?
When held for more than 24 months. The gain is then taxed at 12.5%.
Can I still use indexation?
Yes, for property bought before 23 July 2024: you pay the lower of 12.5% without indexation and 20% with it.
How is short-term gain on property taxed?
It's added to your income and taxed at your slab rate.
How can I reduce the tax?
Reinvest the gain in a new house (section 82) or up to ₹50 lakh in capital gains bonds within 6 months (section 85).
