Rental yield calculator
Enter the property's value, the rent and yearly costs. See the gross and net yield, and the taxable rent.
- Vacancy and costs
- Taxable rent shown
- Free, no sign-up
Rent is taxable income
Rent goes in your return as income from house property, with a 30% standard deduction and home loan interest.
Questions people often ask
How is rent taxed?
Rent received, less municipal tax paid, less a 30% standard deduction, less home loan interest, is added to your income.
Does it change my ITR form?
One house property can go in ITR-1 if other conditions are met. More, or certain losses, need ITR-2.
Gross and net yield
What the property really earns.
- Gross: yearly rent ÷ value.
- Net: after vacancy and costs.
- Taxable: rent less municipal tax, less 30%.
Last reviewed 9 October 2026. The rules in this calculator come from these official sources.
- Salaried individuals: income and deductions Income Tax Department
Common questions
What is rental yield?
Yearly rent as a percentage of the property's value.
Gross or net yield?
Gross uses the full rent. Net subtracts vacancy, maintenance, property tax and other costs, so it's what you really earn.
What is the yield on an ₹80 lakh flat at ₹25,000 rent?
₹3 lakh a year ÷ ₹80 lakh = 3.75% gross.
How is rent taxed?
After municipal tax, 30% is deducted as a standard deduction; the rest is taxable, less home loan interest.
Is a 3% yield good?
Compare it with what a deposit or bond pays, and add the growth you expect in the property's value.
