Travel money and payments
Forex cards, credit cards abroad, TCS on foreign spends, and UPI charges. 4 posts, every fact checked against official sources.
- Carry2 cards on different networksTravel and paymentsHow to travel abroad without worrying about cash and forexMost trips need only two cards, a phone and a little local cash. Set them up before you fly, avoid two common traps at the counter, and know the customs limits.
- Zero-markup credit cardNo markup, no TCSTravel and paymentsForex card, credit card or debit card abroad: which costs you least?The cheapest way to pay abroad depends on three costs: the currency markup, fees and tax collected at source (TCS). Here's how each option compares, with real cards' published fees.
Travel and paymentsUPI charges postponed to after Diwali: what you pay, and what shops will payThe 0.4% fee some shops were to pay on UPI payments above ₹2,000 from 15 October 2026 is postponed until after Diwali. When it starts, you still won't pay anything extra.
Travel and paymentsTCS on forex cards and foreign trips in 2026-27With the rupee weaker this year, a foreign trip already costs more. TCS adds to what you pay upfront, but it isn't an extra tax: you get it back against your income tax when you file.
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