Mutual fund returns calculator
Enter the amount, the NAV when you bought and today's NAV. See your value, gain and yearly return.
- Absolute and CAGR
- Units worked out
- Free, no sign-up
Tax when you redeem
How long you've held the fund, and what kind it is, decides the tax.
Questions people often ask
How are equity fund gains taxed?
Held over a year: 12.5% on gains above ₹1.25 lakh a year. Under a year: 20%.
And debt funds?
Bought on or after 1 April 2023: at your slab rate, however long you hold them.
Measuring your fund's return
From the NAVs.
- Units = amount ÷ purchase NAV.
- Value = units × today's NAV.
- CAGR spreads the gain over the years held.
Last reviewed 9 October 2026. The rules in this calculator come from these official sources.
- Investor education: how investments grow, and their risks Securities and Exchange Board of India
Common questions
How do I calculate mutual fund returns?
Absolute return = (NAV now − NAV bought) ÷ NAV bought. Yearly return (CAGR) = (NAV now ÷ NAV bought)^(1 ÷ years) − 1.
What are my units?
Amount invested ÷ NAV when you bought.
What is the return on NAV 50 to 85 over 5 years?
70% in total, or about 11.2% a year.
Absolute return or CAGR?
CAGR lets you compare investments held for different lengths of time. Use absolute return for periods under a year.
What about SIPs?
With many purchases on different dates, the right measure is XIRR. This calculator is for one purchase.
