Salary vs freelance tax calculator
Enter what you'd earn in a year. See the tax as salary and as freelance income under 44ADA.
- New regime, FY 2026-27
- 44ADA applied
- Free, no sign-up
Freelance taxes, done right
44ADA, advance tax and GST all apply once you freelance. Our experts set it up and file it.
Questions people often ask
When is advance tax due under 44ADA?
The whole amount by 15 March.
Can I have both salary and freelance income?
Yes, in the same return, usually ITR-4 under 44ADA.
Two ways to earn the same
Different tax rules.
- Salary: ₹75,000 standard deduction, slab tax.
- Freelance: 50% of receipts is income under 44ADA.
- Compare the tax, then the benefits you give up.
Last reviewed 9 October 2026. The rules in this calculator come from these official sources.
- Individuals with business or professional income Income Tax Department
- Tax rules for salaried individuals, AY 2026-27 Income Tax Department
Common questions
Why can freelancing mean less tax?
Under 44ADA, only 50% of receipts is taxed as income. A salary gets just the ₹75,000 standard deduction.
What does ₹24 lakh look like?
As salary, about ₹2.9 lakh of tax. As freelance fees under 44ADA, ₹12 lakh of income, which the new-regime rebate covers.
What's the catch?
No employer PF, gratuity, insurance or paid leave; you pay for those yourself. And advance tax and possibly GST.
Who can use 44ADA?
Specified professionals with receipts up to ₹75 lakh (₹50 lakh if more than 5% is in cash).
Can my employer just call me a consultant?
Tax law looks at the real relationship. If you work like an employee, it may still be salary.
